Pricing
No subscription. Community Credit is free.
There is no plan to pick and nothing to cancel. Your score, your circles, your savings and your transfers between Wiremi accounts cost nothing to use. Where something does carry a charge, it is listed below and quoted on screen before you commit to it.
Community Credit
The full score, all four sources, every tier and the whole trajectory.
Savings circles
Join one, start one, run it, invite members and vote on changes.
Savings goals
Open, Normal Block and Safe Lock, with every term and preset.
Wiremi to Wiremi
Instant transfers between accounts, with nothing held back.
Other costs
Charges that are not a subscription.
Everything with a price attached, in one place. Each of these is quoted on screen before you commit to it.
Wiremi to Wiremi
Free
Instant, and nothing held back from the amount.
Between your own profiles
Free
Personal to business and back, at no charge.
Cross-border transfer
Quoted per method
The fee and the arrival time are shown before you send.
Circle Credit rate
Capped by tier
12.0% at Anchor, up to 22.0% at Emerging. Wiremi sets it and nobody negotiates.
Early savings termination
Fee, shown up front
Safe Lock cannot be terminated at all, that is the point of it.
Being checked on Verify
Free
The lender or landlord pays. Declining costs you nothing either.
Questions people actually ask
- Is there a subscription?
- No. There are no paid plans. Community Credit, circles, savings and transfers between Wiremi accounts are free to use.
- When do I see a charge?
- Before you commit to it. A cross-border transfer shows its fee and its arrival time before you send, and an early savings termination fee is shown up front.
- What about Wiremi Verify?
- Verify is a separate service with its own pricing, for the lenders and landlords doing the checking rather than for you. Being checked costs you nothing. Verify pricing.
Start free